Privacy & Legal

WEB VISITOR PRIVACY

American Church Group of Kentucky, LLC, referred to as "Agency," “We,” “Us,” or “Our” in this document, will make reasonable efforts to maintain privacy with respect to information obtained from visitors. Access to information obtained from users will generally be restricted to Our employees, agents, and insurance carriers, who have a legitimate business interest in such information, unless otherwise permitted or required by law.

Our Commitment

We are committed to keeping the personal information collected from our customers and prospects confidential and secure. We maintain security standards to protect your personal information, whether written, spoken, or electronic.

What Information We Collect

We collect and keep only information that is necessary for Us to provide services you request from us or offer services that may be of interest to you. The primary types of information we collect are Customer Information and Claim-Related Information.

Customer Information includes identifying information such as your name, address, telephone number, and email address. It also includes information about your transactions with us, such as the type of insurance protection we provide to you and the amount of premiums you pay.

Claim-Related Information includes information about a claim under your insurance policy, which could include treatment and medical history of individuals related to the claim.

Web Beacons and Cookies

When you visit Our website, we gather non-personally identifiable information such as your computer’s internet address, the browser you are using and which web pages referred you to one of our websites. We collect this information so that we can analyze the use of our websites to improve our services and your experience.

This information is generally obtained by using “cookies.” Cookies are small files that are stored on your computer, but do not include any personally identifiable information about you. Cookies help Us track your visits to our websites and learn more about how you are viewing and using our sites.

Your browser and various other services allow you to opt-out of or reject cookies. The help function on your browser can provide additional information on this process. Please note that if you choose to reject cookies some features of our websites may not work properly.

Adult Audience

This website, online services and any products or services accessed at our through this website are intended for general adult audiences. Any parent or legal guardian may contact Us, if your child is accessing this site without your consent. We will take reasonable steps to remove that user’s information from Our records.

Separate Policies

The privacy policies of the companies We are appointed with are separate from ours. Please refer to the websites of these businesses to review their specific privacy policies:

We recognize and respect the privacy concerns of our customers. We are committed to safeguarding your personal information. We are posting this privacy notice for informational purposes and will update and post subsequent notices as changes are made or as required by law.

LEGAL DISCLAIMERS

General Liability Disclaimer: Agency assumes no liability for any direct or consequential damages suffered by anyone accessing this site, nor is any liability assumed in relation to the content provided herein, or provided within any other Internet site that may be accessed via this site.

Intellectual Property Rights: Agency maintains exclusive ownership rights or licenses in certain trade names, taglines, slogans, logos, and other items of intellectual property.

All logos, text, content, including underlying HTML code, designs, and graphics used and/or depicted in this Internet website are protected under United States and international copyright and trademark laws and treaties, and may not be used or reproduced without the prior express written permission of Agency.

No waiver of any intellectual property rights that Agency has in any of its trademarks, service marks, names, logos or products is express or implied if a mark, name or logo is not present on this page.

The American Church Group name and logo are the property of Brotherhood Mutual Insurance Company, and are used with permission.

Use: The content of this site may be downloaded for personal use only, unless otherwise indicated, or unless prior written permission is obtained from Agency.

Product Limitation: Any descriptions or other presentations of products or services on this website are not intended to be offers or solicitations. Some products or services presented herein may not be available for sale in all jurisdictions. Local insurance agents should be consulted to determine whether a product is available for sale in a particular jurisdiction.

Product Disclaimer: Descriptions or other presentations of products or services on this website will not modify the terms of any insurance policy form. Reference should be made to the actual policy forms for coverage information.

Web Links: This website may contain links to other sites that are not owned or controlled by Agency. For this reason, Agency assumes no liability for the content or accuracy of such sites.

Software Virus Disclaimer: Agency makes reasonable efforts to provide a website free from any software viruses, worms, or other code that may be potentially damaging. Agency does not make any express or implied warranties or representations in this regard, however.

No Warranties: Agency does not make any express or implied warranties or representations regarding the dissemination of information conveyed over the Internet.

Email Communications: If users send email messages to Agency, they are advised that such messages may be accessed by others using the Internet. Confidential information should not be sent via unsecured email.

JURISDICTIONAL STATEMENT

Agency is licensed to do business in the state of Kentucky, Tennessee, and Illinois.